Fixed deposit is a financial instrument offered by banks and it is a safe investment option for people who want to save money for a better future. In Bangladesh, fixed deposit is very popular because banks offer a higher rate of interest compared to a regular savings account.
Most of the banks have fixed deposit schemes and some of the best banks for fixed deposit are Bank Asia, AB Bank, City Bank, Eastern Bank, Prime Bank, UCB Bank, First Security Islami Bank, Trust Bank, Mutual Trust Bank.
If you are interested to know the details of deposit schemes of these banks then keep reading the article.
List Of Best Fixed Deposit Schemes In Bangladesh
AB Bank Fixed Deposit
AB bank has various fixed deposit facilities for their account holders. You can easily choose a fixed deposit scheme and open a fixed deposit account in AB bank. You will require a valid photo ID card, a duly filled account opening form, and two copies of recent passport size photographs.
Features Of AB Bank Fixed Deposit
- Can be opened for 1 month, 3 months, 6 months, 1 year, 2 years
- Auto-Renewable
- No restriction on the number of FDR
- Loan facility against FDR
AB Bank Fixed Deposit Rates
Agrani Bank Fixed Deposit
Fixed Deposit Account Can Be Opened In The Name Of
- Individual (Single)
- Two or more persons (joint)
- Sole Proprietorship Concern
- Partnership Concern (Firm)
- Limited Companies (both Public and Private)
Required Documents
- Name of applicant(s)
- Present and Permanent Address
- Duly attested photocopy of valid National ID Card
- Two copies of recent passport size Photographs of the account holder
Required Documents For The Opening Of FDR Accounts For Joint-Stock Companies, Associations, And Clubs, Etc.
- Duplicate of Registration or Incorporation (In case of Company or registered organization)
- Duplicate of the business start date certificate (only for public limited company)
- Duplicate of Memorandum and Articles of Association (in case of the limited company), constitution and by-law (in case of association)
- Proposal of the board of directors/managing committee / governing body meeting for account management)
- Declaration
Agrani Bank Fixed Deposit Rates
- 3 Months 5.75%
- 6 Months 5.85%
- 1 Year and above 6.00%
Bank Asia Fixed Deposit
Features Of Bank Asia Fixed Deposit
- A term deposit account guarantees interest on the deposit
- Attractive interstate rate
- Flexible tenor
- Up to 90% of loan facilities
Required Documents
- Account Opening Form
- Photo ID/ National ID/ Passport / Driving License of Customer & Nominee(s)
- Recent photograph of customer & Nominee(s)
- Proof of Address
- Signed Terms & Conditions
- TIN Certificate (if applicable)
Bank Asia Fixed Deposit Rate
City Bank Fixed Deposit
Eligibility
- Age: At least 18 years
- Nationality: Bangladeshi
Features
- Can open for 1 Month, 3 Months, 6 Months, 1 Year, 2 Years & 3 Years
- Early encashment facility
- Loan facility on the deposited amount
Required Documents
- NID/Birth certificate/Passport
- Photograph – 2 Copies
- Nominee photograph – 1 Copy
- Nominee’s NID/Birth certificate/Passport
- Income source document
- E-TIN
City Bank Fixed Deposit Rate
BASIC Bank Fixed Deposit
Eligibility
- Age: At least 18 years
- Nationality: Bangladeshi
Required Documents
- NID/Birth certificate/Passport
- Photograph – 2 Copies
- Nominee photograph – 1 Copy
- Nominee’s NID/Birth certificate/Passport
- Income source document
- E-TIN
BASIC Bank Fixed Deposit Rate
Dhaka Bank Fixed Deposit
Eligibility
- Age: At least 18 years
- Nationality: Bangladeshi
Features
- Minimum Required Deposit: Tk. 50,000.00
- Tenure: Minimum 1 Month and Maximum 2 Years (Provision for Auto-Renewal)
- Interest Rate (Maximum) : 5.00%
Required Documents
- Account Opening Form
- Photo ID/ National ID/ Passport / Driving License of Customer & Nominee(s)
- Recent photograph of customer & Nominee(s)
- Proof of Address
- Signed Terms & Conditions
- TIN Certificate (if applicable)
Dhaka Bank Fixed Deposit Rate
Eastern Bank Fixed Deposit
Eligibility
- Minimum Age: 18 years
- Citizen of Bangladesh
Fixed Deposit Amount and Tenure
- The minimum opening Amount is BDT 50 thousand or its multiple
- Tenure is 1 month, 3 months, 6 months, 1 year, 2 years, and 3 year
Features
- Can be opened in any EBL Branches
- All EBL FD has an auto-renewable option with/without interest
- Attractive Interest rate: Please see http://www.ebl.com.bd/home/Interest_Rates
- Customer can open more than one EBL FD
- EBL FD Account Holders may take Credit facility (Loan or Overdraft) against EBL FD (maximum 90% of the value)
Eastern Bank Fixed Deposit Rate
Prime Bank Fixed Deposit
Features
- Attractive rate of return
- Maturity tenures of 3, 5, 7, or 10 years.
- One person can open more than one “Monthly Benefit Deposit Scheme”
- Loan/overdraft facility against the deposited amount
- Free eye checkup facility for the scheme holder at Prime Bank Eye Hospital
Eligibility
- Age: At least 18 years
- Nationality: Bangladeshi
Required Documents
- Account Opening Form
- Photo ID/ National ID/ Passport / Driving License of Customer & Nominee(s)
- Recent photograph of customer & Nominee(s)
- Proof of Address
- Signed Terms & Conditions
- TIN Certificate (if applicable)
Prime Bank Fixed Deposit Rate
UCB Bank Fixed Deposit
Features
- Monthly / Quarterly / Half-Yearly Interest Payment
- Open with a minimum of 50,000 taka with no upper limit
- Flexible tenor from 3 to 10 years
- Preferential Interest Rate for Senior Citizens (60 years & above)
- Interest will be credited automatically to UCB Current/Savings Account. Stand Alone UEPFD is NOT ALLOWED. Customer must have to open/have a linked account (either Current/Savings Account with UCB)
- Fulfill urgent financial requirements without breaking the FD by availing credit facility up to 80% of the deposit
- Automatic renewal of the FD
- Partial Encashment of the FD is not allowed
- 24/7 instant access to link account balance through any VISA/MasterCard ATM all over the country
Eligibility
- Minimum Age: 18 years
- Citizen of Bangladesh
Required Documents
- Account Opening Form
- Photo ID/ National ID/ Passport / Driving License of Customer & Nominee(s)
- Recent photograph of customer & Nominee(s)
- Proof of Address
- Signed Terms & Conditions
- TIN Certificate (if applicable)
UCB Bank Fixed Deposit Rate
NRB Bank Fixed Deposit
Features
- Attractive Interest Rates
- Auto-renewable option with/without interest
- A single customer can open more than one Term Deposit
- Both single & joint account opening option available
Eligibility
- Minimum Age: 18 years
- Citizen of Bangladesh
Required Documents
- Account Opening Form
- Photo ID/ National ID/ Passport / Driving License of Customer & Nominee(s)
- Recent photograph of customer & Nominee(s)
- Proof of Address
- Signed Terms & Conditions
- TIN Certificate (if applicable)
NRB Bank Fixed Deposit Rate
FSIBL Fixed Deposit
Features
- One time Deposit start from 25,000/- or it’s multiple
- Tenure: 1, 2, & 3 Years
- Profit paid every month
- Applicants have to maintain a savings account and profit will be transferred automatically to a savings account on monthly
- Attractive profit rate
- The scheme will not be auto-renewal
Required Documents
- One copy passport size photograph of the applicant
- One copy passport size photograph of the nominee (photograph to be attested by the applicant)
- Photocopies of National ID Card/Passport/Driving License of both applicant and nominee
- TIN Certificate (if applicable)
- Introducer (in case of new account applicant and/or applicable)
Eligibility
- Minimum Age: 18 years
- Citizen of Bangladesh
FSIBL Fixed Deposit Rate
Trust Bank Fixed Deposit
Eligibility
- Minimum Age: 18 years
- Citizen of Bangladesh
Required Documents
- Account Opening Form
- Photo ID/ National ID/ Passport / Driving License of Customer & Nominee(s)
- Recent photograph of customer & Nominee(s)
- Proof of Address
- Signed Terms & Conditions
- TIN Certificate (if applicable)
Features
- Money can grow with an attractive interest rate with flexible tenure
- FDR can be opened for 1 month, 3 Months, 6 Months, 12 months
- Automatic renewal facility at maturity
- Loan facility against FDS to meet urgent financial needs
- The customer may avail of loan facilities against FDS as a security
- Premature closure facility at the savings rate
Trust Bank Fixed Deposit Rate
Mutual Trust Bank Fixed Deposit
Required Documents
- Account Opening Form
- Photo ID/ National ID/ Passport / Driving License of Customer & Nominee(s)
- Recent photograph of customer & Nominee(s)
- Proof of Address
- Signed Terms & Conditions
- TIN Certificate (if applicable)
Eligibility
- Minimum Age: 18 years
- Citizen of Bangladesh
Features
- Can be opened for 1 month, 2 Months, 3 months, 6 months, 9 months, 1 year, 2 years
- Auto-Renewable
- No restriction on the number of FDR
- Loan facility against FDR
Mutual Trust Bank Fixed Deposit Rate
Jamuna Bank Fixed Deposit
Features
- If you need money, you can take a loan at the bank’s suitable terms and condition
- In case of pre tenor encashment of the scheme, you can still get the attractive benefit
Eligibility
- Minimum Age: 18 years
- Citizen of Bangladesh
Required Documents
- One copy passport size photograph of the applicant
- One copy passport size photograph of the nominee (photograph to be attested by the applicant)
- Photocopies of National ID Card/Passport/Driving License of both applicant and nominee
- TIN Certificate (if applicable)
- Introducer (in case of new account applicant and/or applicable)
Jamuna Bank Fixed Deposit Rate
National Bank Limited Fixed Deposit
Eligibility
- Minimum Age: 18 years
- Citizen of Bangladesh
Required Documents
- Account Opening Form
- Photo ID/ National ID/ Passport / Driving License of Customer & Nominee(s)
- Recent photograph of customer & Nominee(s)
- Proof of Address
- Signed Terms & Conditions
- TIN Certificate (if applicable)
National Bank Limited Fixed Deposit Rate
Premier Bank Fixed Deposit
Features
- Can be opened for 1M, 2M, 3M, 100 Days, 4M, 6M, 12M, 13M
- Early encashment possible
- Up to 90% loan facility on the deposited amount
Eligibility
- Minimum Age: 18 years
- Citizen of Bangladesh
Document Required
- Photograph of A/c holder – 2 copies
- Photocopy of Valid NID/Passport/Driving License
- Photograph of Nominee – 1 copy
- CASA link Account for all FD
Premier Bank Fixed Deposit Rate
