Paytm is India’s number one payment app and it has more than 45 Crore+ users. Paytm group is a leading financial service provider in India and they provide different types of services including full-stack payments & financial solutions to consumers, offline merchants, and online platforms. There are versatile uses of the Paytm app. A Paytm user can make payments at shops, online websites, apps, etc. from Paytm. They can also use Paytm for mobile recharge, Fastag recharge, DTH recharge, Movie Tickets, Postpaid bill payment, Utility bill payment, etc.
Paytm is a dedicated payment app for Indian citizens. There is no way you can open a Paytm account from Bangladesh because you will require a valid Indian mobile number to create an account. However, the Paytm app can be used anywhere in the world. You will require Indian citizenship, an Indian mobile number, and valid KYC to open a Paytm account.
Features Of Paytm App
If you are using Paytm from your mobile then there are some exclusive features available for you. They are:
1. Bank to bank money transfer via BHIM UPI
a) Send & receive money from any phone number or bank account directly in your bank account. Wallet KYC is not at all mandatory.
b) Check account balance, add beneficiaries, & manage multiple bank accounts across banks – State Bank of India (SBI), HDFC Bank, ICICI Bank & all other 140+ banks in India which support BHIM UPI.
2. Mobile & DTH recharge
a) Find the latest prepaid recharge plans & best mobile recharge offers on Jio recharge, Airtel recharge, Vodafone Idea (VI) recharge, MTNL & BSNL recharge. Also, recharge data card online with Paytm.
b) Recharge your DTH connections – Tata Sky recharge, Sun Direct recharge, Airtel DTH, Dish TV recharge, Videocon D2H recharge & get cashback offers.
c) Recharge metro card- Mumbai, Hyderabad, & Delhi metro card recharge.
3. Buy & Manage Fastag
a) Buy & manage Fastag for any vehicle at minimum documentation using your Paytm Wallet.
b) Use Paytm Wallet as your FASTag Account.
c) Recharge Fastag for all major providers- ICICI, HDFC, Axis Bank, Bank of Baroda, IndusInd, etc.
4. Utilities Bill Payments – Electricity, Water, Gas, Broadband, Landline
a) Make electricity bill payments across 60+ providers including – BESCOM, PSPCL, BSES, MSEB, UPPCL, TSSPDCL, etc.
b) Make water bills payment, Gas bills payment, Credit card bill payment & bills for Landline (Airtel, BSNL, MTNL, Reliance), Broadband, insurance premiums, E-Challan, Loan, Fee payment, Municipal, etc.
c) Paytm reminds you about the due bills & you can also set up auto payments.
5. Safe, Secure & Contactless Payments at Offline Stores
a) Easily Pay by UPI or Mobile Number or by scanning QR codes at nearby kirana stores, pharmacies, restaurants, petrol pumps, retail stores, etc.
b) Pay at Online Stores
c) Make payment at food delivery, grocery, shopping & entertainment apps/sites & other 100+ apps.
d) Buy & Sell Digital Gold
e) Buy-Sell & Gift pure 24 K Gold (NABL Certified & BIS accredited) at live market rates, stored in 100% insured lockers at no hidden cost. Start as low as ₹1, Doorstep delivery across India.
f) Save in gold regularly by automating gold purchases from MMTC-PAMP at the frequency of your choice.
6. Check Free Credit Score
a) Check free credit score; get credit reports across all banks’ loans & credit cards.
b) Apply for Paytm Postpaid
c) Apply for Paytm Postpaid, buy now & pay later with a credit limit up to ₹1,00,000/-
d) Book Hotels & Tickets for Trains, Bus, Flights
e) Domestic & international flight tickets for one-way or round-trips. Check schedules, duration & get the best offers.
f) Book online bus tickets for UPSRTC, GSRTC, HRTC, MSRTC & 2K+ other bus operators. Check seat availability & get real-time updates.
g) Hassle-free IRCTC train ticket booking & cancellation using the Paytm app. Check railway timetable get ticket confirmation, PNR status, & real-time train running status.
7. Entertainment: Movies, Amusement Parks & Events Tickets
a) Book upcoming movie tickets, events online & get amazing offers.
8. Your favorite Apps on Paytm:
a) Use your favorite food, travel, shopping, & grocery Apps without downloading them such as- Domino’s, McDonald’s, Box8, Ola, Rapido & a lot more!
9. Enjoy Online Shopping
a) Shop for top-selling products on Paytm Mall from a broad category range
How To Open Paytm Account Via Web
If you are living in India then you can easily open a Paytm account via the web. Follow the below steps:
1. First, open a browser on your computer
2. Now visit Paytm.com
3. From the top right corner of the website click on the “Log In/Sign Up” option
4. Then click on the “Sign Up”
5. On the next page provide your mobile number, email address, and a password
6. Click on “Create your Paytm Wallet”
7. An OTP will come to your mobile number
8. Now enter the OTP and then type the first name, last name
9. Finally, click on “Create your Paytm Wallet” to complete the process
How To Open Paytm Account Via App
If you are an Indian citizen and have a valid mobile number and a working mobile phone then you can easily open a Paytm account via the app. The process is very simple. Here are the steps:
1. First, download the Paytm app on your mobile phone
2. Once the download is completed, open the app on your mobile
3. Now tap on the Profile icon at the top right corner of the screen
4. From the available options select “Create a New Account”
5. Now enter your mobile number, email address, and a password
6. Tap on “Create a New Account”
7. You will receive an OTP on the number you have provided
8. Now enter the OTP and then type the first name, last name
9. Finally, click on “Create Account” to complete the process
